Loan Management & Servicing, Simplified
A digital LoanTech platform that automates the entire loan lifecycle — from origination to servicing, collections, and reporting — for banks, NBFCs, and lenders.
Manage, monitor, and optimize every stage of lending through a unified system built for speed, accuracy, and scale.
One Platform. Complete Lending Control
End-to-End
Lifecycle
From loan creation to closure — manage disbursement, repayment, restructuring, and write-offs in one flow.
Preconfigured
Workflows
Ready processes for disbursement, collections, NPA handling, and servicing reduce manual effort.
Real-Time
Visibility
Track loan status, overdue accounts, and customer interactions through a centralized dashboard.
Integrated
Ecosystem
Integrate seamlessly with CKYC, CIBIL, accounting platforms, third-party APIs, and external vendors to ensure smooth and efficient operations.
Loan Products Coverage: Flexible platform supporting a wide range of loan products across industries.
Built for Every Lending Need
Retail Lending
Personal, housing, education, vehicle, and consumer durable loans.
Business Lending
SME, infrastructure, equipment, and channel finance solutions.
Specialized Loans
Agriculture, gold loans, loan against securities, and empowerment schemes.
New-Age Lending
BNPL, micro-loans, and structured credit products.
Core Features: Automation, flexibility, and compliance built into every process.
Powerful Features for Smarter Lending
Flexible Repayments
Supports EMI, moratorium, scattered installments, and multiple repayment frequencies.
Intelligent Decisioning
XIRR-based calculations and configurable interest methods for accurate loan structuring.
Customer 360 View
Complete borrower timeline with DPD tracking and interaction history.
Automated Disbursal
Scheduled payouts, API-based disbursement, and voucher automation.
Compliance Ready
Built-in regulatory reporting and real-time data formats.
Credit Risk Monitoring
Track delinquency, overdue accounts, and risk patterns proactively.
Reduce manual effort and improve accuracy with intelligent workflows.
Automation That Drives Efficiency
Collection
Automation
Mandates, SI, PDC, and auto-debit workflows for smooth collections.
Smart
Notifications
Automated alerts via SMS, WhatsApp, and email for due payments and updates.
Borrower
Self-Service
Secure portals for customers to manage loans independently.
NPA
Management
Rule-based engine with SMA classification and auto-provisioning.
Collection
Automation
Mandates, SI, PDC, and auto-debit workflows for smooth collections.
Smart
Notifications
Automated alerts via SMS, WhatsApp, and email for due payments and updates.
Borrower
Self-Service
Secure portals for customers to manage loans independently.
NPA
Management
Rule-based engine with SMA classification and auto-provisioning.
Business Functions: Operational, financial, and customer management in one system.
Control Every Aspect of Lending
Loan Lifecycle
Management
Origination, disbursement, repayment, restructuring, and closure handled seamlessly.
Payment
Tracking
Monitor all transactions including failed, scheduled, and completed payments.
Customer Interaction
Tracking
Access full borrower history and documents instantly.
Reporting &
MIS
100+ reports including balance sheet, P&L, and portfolio insights.
Stay compliant and financially accurate with built-in accounting.
Integrated Financial Control
Real-Time Accounting
General ledger with flexible chart of accounts and reporting.
GST &
Compliance
Automated GST calculation and regulatory reporting.
Cash Flow
Planning
Track inflows, outflows, and revenue with live dashboards.
System
Integration
Seamlessly integrates with external accounting software.
Built to improve efficiency, reduce risk and enhance customer experience.
Why NBFCs Choose easyLMS?
Faster Operations
Automate repetitive tasks and reduce manual errors.
Lower Costs
Minimize operational overhead through automation.
Strong Security
Standard Encryption, VAPT Tested and secure data handling.
Better Decision Making
Centralized data improves loan tracking and risk assessment.
Customer Satisfaction
Personalized lending experience with self-service access.
Scalable Platform
Handles growth with high performance and flexibility.
Technology and infrastructure built for scale, speed, and reliability.
Designed for Modern Lending
Cloud-Ready
Infrastructure
Hosted on Oracle Cloud with reduced CAPEX.
High
Availability
DR/BCP enabled with real-time data replication.
DevOps
Enabled
Continuous integration and faster deployment cycles.
Monitoring & Data
Security
End-to-end encryption and secure storage of sensitive data.
Digitize your loan origination process, reduce costs, and deliver faster, smarter credit decisions with easyLOS.
Transform Your Lending Journey
See It in Action
Experience the platform firsthand — book a live demo tailored to your needs.
Book a demo