Powering the Future of Instant Digital Payments
NPCI-Compliant IMPS & UPI Switching Platform for Banks & Fintechs.Secure, unified, and always-on payment infrastructure delivering speed, control, and seamless operations.
A next-gen switch that simplifies digital payments for banks with a single, high-performance platform—scalable, secure, and future-ready.
The Bankai IMPS & UPI Switch Advantage
Always-On
Availability
Real-time transaction processing powered by resilient, high-availability architecture engineered for uninterrupted 24x7x365 operations.
High-Throughput
Processing
Designed to process high transaction volumes with low latency and consistent performance at enterprise scale.
Operational
Continuity
Eliminate operational gaps and vendor dependency through a unified switching ecosystem managed under a single service framework.
Bank-Grade
Security
PCI-DSS compliant infrastructure with multi-layered security, advanced encryption, and secure transaction controls.
Regulatory
Ready
Built to align with NPCI, RBI, and evolving regulatory requirements through secure and audit-ready infrastructure.
API-First
Integration
Enable seamless integration with CBS, mobile banking platforms, digital channels, and fintech ecosystems through standards-compliant APIs.
A single switch, many outcomes—speed, savings, security, and scale.
Transform Your Bank’s Payments with Bankai SaaS
Single Vendor Accountability
A single unified partner for seamless NPCI integration, end-to-end security, and 24x7 dedicated enterprise support.
Reduced Downtime
Ensure operational continuity with a high-availability, active-active deployment architecture designed for minimal disruption.
Operational Efficiency
Unified CBS and switch orchestration under a single, modern ecosystem removes architectural silos to ensure lightning-fast transaction routing and effortless system maintenance.
Cost Savings
Lower your operational complexity and TCO with a centralized switching platform and pre-built banking connectors.
Regulatory Confidence
Stay fully compliant with NPCI specifications and comprehensive audit trails.
Scalability for Growth
Future-ready infrastructure built to handle enterprise-scale TPS, supporting UPI Lite, Autopay, CBDC readiness, and evolving payment ecosystems.
Moving to Oracle Cloud Infrastructure (OCI) is more than a tech upgrade—it's a strategic shift toward agility, scalability, and cost-efficiency.
One Unified Rail. Zero Bottlenecks. Infinite Scale.
Integrated
Payment Hub
Unify core banking, switching, and payment rails on a single OCI-powered infrastructure for faster innovation and simplified operations
Bulletproof
Availability
Active-active architecture, automated failovers, and proactive edge monitoring ensure uninterrupted 24x7x365 payment availability with minimal transaction latency.
Drastically
Reduce TCO
Consolidate payment operations under a single resilient infrastructure to reduce maintenance overhead, vendor management complexity, and long-term operational costs.
Seamless
Integration
Integrate CBS, digital channels, third-party APIs, and NPCI ecosystems through standards-compliant APIs and messaging frameworks.
Eliminate complexity and unlock agility with Bankai's all-in-one payments infrastructure.
Unified Operations. Centralized Control.
Operational
Simplicity
Reduce vendor dependency and escalation loops with a unified switching ecosystem. Just direct resolution.
Microservices
Based Switching
Move away from monolithic legacy bottlenecks. Deploy a modular, cloud-native architecture that scales individual payment components dynamically during peak transaction traffic.
Zero-Touch
Reconciliation
Automated file generation meets hands-free bank delivery. Access your critical settlement data via a direct, pre-configured SFTP download pathway.
Unified
Roadmap
Future upgrades and features under one vision.
Why work with five vendors when one platform can do it all?
The Bankai Difference
A modern, resilient architecture designed for speed, uptime, and compliance.
Built to Scale, Secured to Last
Bankai UPI Switch
Channel Interfaces
Rest API
ISO 8583
XML Over TCP/HTTP/HTTPS
Core and Meta API Integration with NPCI UPI System
Integration with Bank Infrastructure
CBS Host Interface
IMPS Switch
HSM
DCMS
SMS Gateway
OTP Engine
Database Access Layer
Modules
Transaction Manager
Virtual Address Manager
Built-in OTP Engine
Reports and MIS
User Profiles Manager
Push Notifications Engine
Transform fragmented banking ecosystems into a centralized, scalable, and NPCI-compliant payment switching platform built for modern banking operations.
Ready to Modernize Your Banking Switch Infrastructure?
See It in Action
Experience the platform firsthand — book a live demo tailored to your needs.
Book a demo