Harness the power of Digital Integrations Embrace Digi.XTM
Experience a unified, always-on, API-first digital banking suite that transforms how your customers bank across all channels, securely and instantly.
Digi.XTM is gamut of Ubiquitous Digital Banking Channels which supports both assisted & self-service channels like Mobile, Internet, Tab, Kiosks, ICD, IVR, Long/Short codes, WhatsApp & many more.
Reappraise Your Digital Core
Omni-Channel
Access
Mobile
Internet
Tab
WhatsApp
Self-Service Kiosks
IVR
Integrated with
Payment Systems
UPI
IMPS
NEFT
RTGS
NACH
Cards
Cheque Truncation
Tech Stack of
the Future
Built on AI
Blockchain
Biometric Security
Cloud Native
API-first
Speed Up Go-to
Market Strategy
Rapid Deployment
Low Risk
Modular Architecture
High ROI
Quick Integrations
Benefits of Digital Banking from improving access to boosting efficiency and inclusivity. Digi.XTM redefines banking at every level.
More Than Convenience. It’s Transformation.
Engaging & Intuitive
Customer Experience.
Elevate customer experience by offering what they need through their choice of channels
Cost-Effectiveness
Save time, paper, and overhead costs.
Financial
Inclusion
Empower rural and unbanked communities.
AI +
Blockchain
Smarter service, secure transactions, easyonboarding.
Engaging & Intuitive
Customer Experience.
Elevate customer experience by offering what they need through their choice of channels
Cost-Effectiveness
Save time, paper, and overhead costs.
Financial
Inclusion
Empower rural and unbanked communities.
AI +
Blockchain
Smarter service, secure transactions, easyonboarding.
Unlock operational excellence with scalable, secure, and future-ready payment solutions.
Business Payoffs That Drive Growth
Ease of Integration
Extensive API library ensures seamless integration into existing system landscape.
Flexibility
Wide range of user-defined configuration options for unique requirements. Easily add new functions, payment schemes, clearing access, etc.
Scalability
Flexible allocation of resources to match changing payments traffic volumes.
Straight Through Processing
Maximum STP rates and highly automated exception handling.
End-to-End Processing
Ensures entire range of payments functions for smooth processing of payments.
Regulatory Compliance & Security Standards
Highly configurable to adapt to changing regulatory and message format configurations. Achieve standard bank-grade NFRs, adherence to cloud, cybersecurity standards, and regulatory compliance.
Empower your bank to thrive in a digital-first world with seamless integration, regulatory compliance, and future-ready infrastructure.
Partner with Bankai to Lead Digital Banking
Retain Existing & On Board New Customers with Digital Banking Experience
Adhere to Regulatory Compliance & Ensure Go-to-Market strategy
Built for Cloud with Cybersecurity @ Core
DevOps ensures easy maintenance & upgrades
Elevate Cross & Upsellin
Easy Account Aggregator & Fintech Integration
API-First enables easy integrations with CBS & Central Payment Systems
Instil Confidence in customers by offering cutting-edge Digital Banking Solutions in crowded competitive market
Retain Existing & On Board New Customers with Digital Banking Experience
Adhere to Regulatory Compliance & Ensure Go-to-Market strategy
Built for Cloud with Cybersecurity @ Core
DevOps ensures easy maintenance & upgrades
Elevate Cross & Upsellin
Easy Account Aggregator & Fintech Integration
API-First enables easy integrations with CBS & Central Payment Systems
Instil Confidence in customers by offering cutting-edge Digital Banking Solutions in crowded competitive market
Channels
Mobile
Internet
Call Center
Branch
Agent
ATM
API
Kiosk
Risk and Compliance
Front Office
Marketing
Sales
Services
Back Office
Core Banking
Payments
Analytics
Open Banking Marketplace
Digi.XTM ensures banks can scale faster, stay compliant, and serve smarter.
Built to Empower Banks Digitally
Omni-device Banking
Any platform, any time, any device
Actionable Insights
Real-time data to drive decisions
Open Banking API Ecosystem
Integrate with fintechs, CBS & payment systems
Launch Ready Products
Stay ahead of competition without delays
Digi.XTM is powered by AI and Machine Learning for contextual engagement and predictive automation.
Smarter Banking Starts with Smarter Systems
AI-Powered Chatbots
Instant query resolution with contextual understanding
Behavior
Analytics
Personalize experiences based on user patterns
Biometric Authentication
Fast and secure logins across platforms
Fraud Detection & Automation
Proactive alerts and ML-based fraud analytics
From EFT, Payment Switches interfaces to API integrations, deploy scalable, secure, and customer-friendly digital banking services with ease.
Comprehensive Suite of Digital Banking Integrations
Re-KYC (Web Portal)
Positive Pay System (PPS)
NACH Mandate Cancellation
Mobile MIS
Daksh-Portal Reports - Regtech
ASBA Management
Digitally Signed PDF Report
UPI Lite
Bank Guarantee & Letter of Credit (L/C) integration SFMS
UPI/IMPS/BBPS Switch Interface
Bharat Connect (BBPS) – Bill Payment Integration
NDS-OM Integration for investment & T-Bill, TREPS
Self Service KIOSK
Passbook Printing, Cheque Deposit, Cash Deposit2FA Authentication
OTP / TOTP / Bio Metric DeviceOnline Dispute Resolution
Complaint ManagementDigital Payment Reconciliation
ATM, POS, E-Comm, IMPS, UPIValue Added Services (VAS)
- Miscall Services
- Long Code / IVR Services
- SMS Banking - Push & Pull Services
- EasyBot (ChatBot)
- Cyber Security Sathi (1930)
- NCRP – I4C API integration
- Email Consent
Central Payment Systems
- RTGS / NEFT
- Direct & Sub Member/Sponsor Bank
- CHI
- Continuous Clearing
- NACH
API Integration
- E-Mandate Inward Destination Bank
- E-Mandate Outward Source Bank
- BBPS
- Loan Repayment
- FASTag
- Video KYC
- WhatsApp Banking
- QR Code Collection
API Integration 2
- BASE (Aadhaar Seeding)
- PAN Verification
- LOS
- Income Tax Validation
- BANL
API Mandate (Destination Bank)
- Net Banking
- Aadhaar
- Simplified
Unified Dispute & Issue Resolution
- IMPS
- NFS
- UPI
Email Service
- Transaction Alerts
- E-Statement
- Schedule Notifications
ATM, POS, E-Comm Switch Interface
Payment Gateway API Integration
Adopt secure, customer-friendly, and future-ready Digital banking gamut with Bankai.
Ready to Transform Your Banking Experience?
See It in Action
Experience the platform firsthand — book a live demo tailored to your needs.
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